As of 1996, over 1.3 million people were living in houses that were considered to be structurally dilapidated and dangerous. About 66.5% of all housing is privately owned, with 96.5% of rural dwellings and 45.7% of urban dwellings under private ownership. About 67% of current dwellings were built within the period from 1981-1996. In 1996, there were about 60,000 refugees or other displaced persons living in tent communities. Another 300,000 were resideng in public, non-residential buildings. At least 5% of homeless families had been waiting for housing for 10 years or more. From 1991–1995, construction of new housing fell by nearly 50% due to poor economic conditions and the government estimated that a total of about 107,000 homes had been lost due to the conflict over Nagorno-Karabakh.