Hurricane David in 1979 destroyed the homes of over four-fifths of the population. Under an emergency housing program, construction supplies were brought into the island, and shelters were built for most of the population. Most of all dwellings are detached houses. In 1993, at least 71% were owner occupied. Most houses are built through the private sector, with individuals financing their own homes. Over half of all housing units were wooden, while smaller percentages were either concrete or wood and concrete.
Since the mid-1990s, the nation has participated in a reconstruction program focusing on techniques for hurricane retrofitting. Through the Cooperative Housing Foundation, eligible residents can obtain loans to aid in the upgrade of their homes.