There were more than 10 million occupied private dwellings in Canada in the mid-1990s. Single detached homes are the predominant type of housing accommodation, although their relative numbers have gradually declined in favor of multiple dwellings. As of 2001, about 56.8% of dwellings were single detached homes; 30.5% were apartment buildings. As of the 2001 census, there were about 12,548,588 private dwellings throughout the country with an average of 6.1 rooms per dwelling and an average of 2.5 people per household. The average cost for housing per month was about US $835 for homeowners and US $648 for renters.
In 1992, the federal government introduced the programs to promote home ownership: the First Home Insurance initiative and the Buyers' Home Plan.