Harare and Bulawayo are the country's principal distribution centers. They are linked by rail and road to smaller towns that serve as centers for their immediate rural areas. Head offices of most of the large companies are in one or the other of the two cities. There are supermarkets and department stores in Harare as well as few newer shopping centers offering a wider variety of goods. Many products are locally produced. Kwe Kwe serves as a processing and distribution center for livestock, tobacco, steel and chrome. Mutare is a regional trading center. A chaotic, controversial land reform program and uncontrolled inflation have hindered the domestic trade and economy.
Business hours are generally from 8 AM to 5 PM Monday through Saturday. Banks are open from 8:30 AM to 2 PM Monday–Friday, except on Wednesday, when they close at noon. Saturday banking hours are from 8:30 to 11 AM .