Congo, Democratic Republic of the (DROC) - Banking and securities

The Bank of Zaire serves as the country's central bank and bank of issue. In the mid-1990s, the commercial banks in the former Zaire included the Zairian Commercial Bank, the Union Banks of Zaire, Barclays Bank (Zaire), the Bank of Paris and the Low Countries, the Bank of Kinshasa, Citibank (Zaire), and Grindlays International Bank of Zaire. The only public savings banks were the People's Bank and the General Savings Fund of Zaire. There is also a state-owned National Fund of Savings and Real Estate Credit. An indication of the deterioration of economic life was a strong disinclination by the public to keep money in banks.

The International Monetary Fund reports that in 1995, currency and demand deposits—an aggregate commonly known as M1—were equal to $268.9 million. In that same year, M2—an aggregate equal to M1 plus savings deposits, small time deposits, and money market mutual funds—was $380.4 million. The discount rate, the interest rate at which the central bank lends to financial institutions in the short term, was 125%.

There are no securities exchanges in the DROC.