A "popular housing" scheme provides dwellings through interest-free loans and installment repayments on easy terms. Occupants are required to pay only 60% of the cost of their houses during a period of 20–35 years. To qualify for ownership, an applicant must be a married Qatari national with a limited income, between the ages of 20 and 50 years, and unable to build a house on his own. Qataris facing extreme hardship can receive a free house. Foreign nationals are not permitted to buy real estate. In 1991–93, 100% of the population had access to safe water.
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