Foreign investment comes primarily from India, and is carried out within the context of Bhutan's special relationship with India. Bhutan's first two Five Year Plans in the 1960s were 100% financed by India. Since then, Bhutan has relied on an increasingly diverse set of countries—Australia, Austria, Finland, Denmark, Japan, the Netherlands, Norway, Canada, Switzerland, Germany, Italy, New Zealand, Italy, New Zealand, Sweden, South Korea, South Korea, United Kingdom and United States—and multilateral institutions—the UN, the World Bank and the Asian Development Bank (ADB)—to provide capital on a concessional basis, though India remains the dominant source. On private foreign investment, the government's stance is that foreign direct investment (FDI) it is becoming increasingly necessary to meet the country's employment and self-sufficiency goals. FDI is now permitted in certain sectors, including tourism where, in 2002, negotiations were being pursued for joint ventures with international hotel and resort chains. Concerns to preserve Bhutan's cultural heritage, its natural environment, and to prevent the emergence of large income inequalities can be expected to take precedence over any opening to foreign investment.