Domestic trade is conducted largely through small retail shops and kiosks scattered throughout the settled areas, and by cooperatives. Franchising has begun to show signs of growth potential, primarily in the fast-food industry. There are also traditional informal markets for the sale of agricultural products. One of the poorest countries in the Western Hemisphere, the economy relies heavily on foreign aid and investment. Normal business hours are 8 AM to 4:30 PM , Monday–Friday. Banks are open from 8 AM to 12:30 PM and 3 to 5 PM weekdays.